Archive for July, 2008

Striking a balance between lifestyle and finances

Thursday, July 31st, 2008

This is the continuation of the previous article on Being on your own versus living with Mom and Dad. A Look at Where You’re Going If you're a bit financially strapped at the moment, consider it a temporary situation and focus on the future. If you have a job and are making ...

Being on your own versus living with Mom and Dad

Wednesday, July 30th, 2008

This is the continuation of the previous article on Financial Tips for New College Grads. It’s a Big, Cold World Out Here You didn't expect life on your own to be perfect. Still, you didn't realize it would be so much hassle. If living independently isn’t turning out to be what you ...

Financial Tips for New College Grads

Tuesday, July 29th, 2008

This is the first part of the series “The Ultimate Guide to Personal Finance – The Blog Series”. In my effort to help readers know more about personal finance, I’ve decided to start this series to help people make sense of personal finance and be wiser about money. I suggest ...

Ultimate Guide to Personal Finance - The Blog Series

Monday, July 28th, 2008

In my effort to help readers know more about personal finance, I've decided to start this series to help people make sense of personal finance and be wiser about money. Come to think of it, if personal finance is so important, how come so many people pay so little attention ...

Dealing with Credit Card Debt

Thursday, July 24th, 2008

When you feel you like something very badly and don’t have the cash ready, you might be tempted to use your credit card without any plan of how you will pay for your statement when it comes. Chances are, you will fall into the credit card debt trap. To help ...

How to Prepare for Kids’ College Education

Wednesday, July 23rd, 2008

Question: I have three sons and while they are still in grade school, my wife and I would like to set up saving for their college. We know of friends who got educational plans from companies that went belly up. What is the best way to save for college? — ...

Here are my favorite articles for this week:

Tuesday, July 22nd, 2008

I've been reading personal finance blogs and here are few you may want to check out: Moolanomy talks about building multiple income streams as a career. I’m actually headed toward this direction as I find my current job not worth the time I should have spend more with my family. Mytwodollars talks ...

How to Control Spending

Monday, July 21st, 2008

How to control spending? Deborah Jones from CPAJones explains how. Question: I am constantly struggling to control my spending. I seem to never have enough money to pay my bills due to my overspending in the various stores. I stress about not having the cash for my bills so I use ...

When Financial Planning Fails

Friday, July 18th, 2008

I followed the usual recommendation and map up a plan for my finances years ago. I have stuck to the plan well enough but I do not feel better off today because whatever savings we have doesn't seem enough to beat the higher food prices, higher tuition expenses, higher gas ...

Tips for investing couples

Thursday, July 17th, 2008

Question: My spouse and I just tied the knot this year and I’re eager at the prospect of sharing our lives together. One of the things I want to achieve now as a couple is to be financially secure. I would like to invest our funds together. I would like ...


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