Archive for July, 2008

Doing Financial Planning during Tough Times

Tuesday, July 15th, 2008

The ideal thing to do in these tough times is to go back to fundamentals, which means reduce expenses to be able to set aside funds for savings and investments. “Stick to a budget, evaluate spending patterns, postpone luxury purchases and reduce pointless frills,” advises one finance expert. Differentiate between wants and ...

Carnival of Personal Finance - Time to Give Lots of Link Love!

Monday, July 14th, 2008

I've been reading personal finance blogs for the past few days and I thought you would like to check out some of these. If you find them interesting, I suggest that you subscribe to their RSS! Thanks again to Mighty Bargain Hunter! Finance articles Money Sense warns us of six loan pitfalls ...

Investing for Beginner Investors

Saturday, July 12th, 2008

Question: With the way the economic market is performing, I’d like to invest my funds better so it will earn more for me in the long run. I’m not a big fan of time deposits but I don’t have any understanding in investing. What can you suggest I get into ...

How to Initiate Good Credit Card Practice

Friday, July 11th, 2008

Question: I recently applied for a credit card with my colleagues. I’m newly grad working on my first job. I noticed that they were so thrilled to use their cards and would do so at every chance. They make fun of me because I am so cautious to use mine, ...

How to fight inflation

Thursday, July 10th, 2008

Question: It’s been in the reports recently that the inflation rate has been at its highest since 2000. We in the middle class suffer most, since the prices of all goods have significantly gone up since last year. How do we fight inflation? — Mark Answer: Just weeks ago, major banks ...

What Does It Take To Be Filthy Rich?

Wednesday, July 9th, 2008

Question: What does it take to be filthy rich? With my meager salary, it seems I couldn’t reach that point. I can't think of being able to save up enough money to be one. – Bart S. Answer: These days, the day time and prime time game shows on TV are ...

What Do You Want?

Tuesday, July 8th, 2008

This is the start of the series on "Thinking Rich". Do you want a new car? Do you want a new house? Do you want a new job? Do you want a loving, caring relationship? Do you want to live your life in lack? Or do you want to live your ...

How To Live Within Your Means

Tuesday, July 8th, 2008

Question: We’re a family of five—my husband and I plus our three children who are all in grade school. Every now and then we find it real difficult to maintain to our finances since prices of everything has gone up. We’ve tried saving money by carpooling and fewer visits to ...

Carnival of Personal Finance

Monday, July 7th, 2008

Mighty Bargain Hunter have just added me to the Carnival of Personal Finance: American Edition. Check the site and you'll learn more and lots of stuffs regarding personal finance.

Things to Think About When Buying Timeshares

Monday, July 7th, 2008

Some of our readers most likely suffered through hours of listening to an insistent sales talk on timeshares. Some have probably even bought one out of pressure, or from excitement about how beautiful the resort is or the superb vacation destinations. If you are thinking of buying one, here are a ...


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