How to Get Discounts When Buying Car Insurance
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There are factors that might help you get discounts when buying car insurance. The main idea is be sure to ask for any and all discounts you might be entitled to receive. The discounts might save you 5% to 25% of your premiums. Get the conversation started by telling your agent if any of the following factors apply to you:
• You’ll insure more than one family car with the same company.
• Your car has safety features such as air bags, automatic seat belts, or an antitheft device.
• Your car isn’t a racy high-performance vehicle.
• You’ve taken a state-approved defensive-driving course.
• You’re a senior citizen.
• You’re a middle-aged woman and are the only driver in your household.
• You participate in a carpool.
• You park in a garage rather than on the street.
If you have a teenager –which can double your insurance costs –look for discounts that he or she can help you get. Example: completing a high school driver’s education course and getting good grades in school. Be sure to tell the insurer of the car but only pilots it occasionally, since occasional-driver status is often cheaper.
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2 Responses to “How to Get Discounts When Buying Car Insurance”
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hello (Who am I?) on Aug 19, 2008