Archive for August, 2008

Eight Ways to Cut Your Homeowners Insurance Costs

Wednesday, August 13th, 2008

With the high cost of home insurance as described from previous post, here are some tips that might help you cut your homeowners insurance cost. 1. Equip your home with smoke detectors, deadbolts, and burglar alarms, and tell your insurance company about them. These steps can reduce your homeowners’ premiums ...

Buying Homeowners Or Renters Insurance

Tuesday, August 12th, 2008

Last post we talked about Buying Long Term Care Insurance. This post will talk about Buying Homeowners Or Renters Insurance. No matter where you live or whether you own your home or rent, you need to have insurance to protect your belongings against loss from theft and against damage by fire ...

On Buying Long Term Care Insurance

Friday, August 8th, 2008

All of us at some point of time in the future will be really old. One of my worries is who will take care of me in the future? While I'll be happy if my son can take care of me, I also don't want to end up being a ...

Buying Disability Insurance

Wednesday, August 6th, 2008

What, you may think, me become disabled? Unfortunately, chances aren’t as slim as you may think. If you’re 35, your chance of becoming disabled for three months or more over the next 30 years – as a result of contracting cancer, suffering a stroke, or being hit by ...

Six Ways You Can Lower Your Medical Costs

Wednesday, August 6th, 2008

With the high cost of medicine nowadays, I thought it would make sense if I list ways to lower medical cost. So there they are: 1. Ask professional, fraternal, alumni, or religious groups you belong to whether they sell group health insurance to members. Group coverage is often – but not ...

Buying Coverage on Your Own

Tuesday, August 5th, 2008

From the previous article, we discussed health insurance coverage for employed people. What if you work for a company that does not provide group health insurance? Or you’re self-employed? Or un-employed? There’s no way around it: buying health insurance on your own means you’ll face some hefty bills. ...

Buying Health Insurance

Saturday, August 2nd, 2008

After reading JD’s account of his sick mother, I figured it would make sense if we temporarily stop from the series and talk about health insurance. It' amazing how many people think they can do without health insurance. They're making a big mistake. If you're uninsured, a series accident or debilitating ...

Taking a Look At Your Bank Accounts

Saturday, August 2nd, 2008

This is the continuation of the previous article on Striking a balance between lifestyle and finances. In this Blog Post: • Shopping around for the best bank bargains • The big three: banks, credit unions, and savings and loans • Balancing interest rates with bank fees • Cutting costs when using the ATM Do You Have ...


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