Archive for February, 2009
Monday, February 23rd, 2009
Now here’s the exception to that rule: There’s a relatively new breed of real estate pro known as a buyer’s broker who will work exclusively for the buyer not the seller. While buyer brokerage is still a small part of the industry, it is a rapidly growing specialty. The big ...
Posted in Smart Strategies for Buying a House, Condo, or Co-op | 4 Comments »
Saturday, February 21st, 2009
Now it’s time to hire a real estate agent to help you on your hunt –probably. While there’s no law that says you must work with a real estate pro, you will almost certainly put yourself at a disadvantage if you try to house hunt on your own. True, you ...
Posted in Smart Strategies for Buying a House, Condo, or Co-op, Uncategorized | No Comments »
Thursday, February 19th, 2009
Mark in the checklist below which are absolute necessities (CRUCIAL), potential deal breakers (IMPORTANT), ones you can be flexible about (WOULD BE NICE), and ones you can pass on (NOT IMPORTANT):
Posted in Smart Strategies for Buying a House, Condo, or Co-op | No Comments »
Tuesday, February 17th, 2009
Everyone’s heard that the key to a successful real estate deal is location, location, location. Even more important to home buyers is plan, plan, plan. Think of your job finding and buying a home as though you are an architect. The success of your project will come from all the ...
Posted in Smart Strategies for Buying a House, Condo, or Co-op | No Comments »
Sunday, February 15th, 2009
While owning a home is a wise financial move for the vast majority of Americans, there are a few scenarios where it is probably better to rent than own. For instance, if you plan on moving within three to five years, it’s smarter to rent. That’s because of the forecast ...
Posted in Smart Strategies for Buying a House, Condo, or Co-op | No Comments »
Friday, February 13th, 2009
Home ownership isn’t merely the American dream, it’s really the American way. More than 60 million Americans own their own homes, and nearly nine out of 10 persons who’ve yet to buy a home say attaining ownership status is their top financial goal. That ringing endorsement for owning a home ...
Posted in Smart Strategies for Buying a House, Condo, or Co-op | 2 Comments »
Wednesday, February 11th, 2009
If you’re unable to pay lenders on time, be up front with them. Tell your creditors what the problem is and the month to get rid of the debts. Each creditor probably has re-payment guidelines for customers in distress. So if you lose your job, for example, you might be ...
Posted in How To Manage Debt | No Comments »
Monday, February 9th, 2009
If you apply for a loan or a credit card and get turned down, demand a copy of your credit report from the three big credit bureau: Equifax, Trans Union, and Experian. Carefully review your reports for mistakes. According to one recent survey, about 30% of would-be borrowers said they ...
Posted in How To Manage Debt | No Comments »
Saturday, February 7th, 2009
5.Shop around for the best borrowing deal. The most recent issue of Money or perhaps your local newspaper are good places to start. You can find lists of the best credit cards, as well as the best deals on mortgages, home-equity loans, and car loans in your area.
Be sure ...
Posted in How To Manage Debt, Uncategorized | No Comments »
Saturday, February 7th, 2009
Now that you’re familiar with the borrowing basics, you’re ready to follow these seven strategies:
1.Borrow for long-term goals, not short-term pleasures. Try to take out loans only for purchases that will pay long-term returns, like a house, a home remodeling, a college education, or a car, and not for a ...
Posted in How To Manage Debt | No Comments »
