Archive for the ‘Credit Cards’ Category

7 Tips on How to Use your Credit Card Effectively

Thursday, September 11th, 2008

Question: Everything seems to be costly these days — prices of basic commodities (especially gas) but my cash flow stays the same. To make ends meet, I am contemplating of using credit card but I’m nervous about reckless spending. I’ve fallen into the huge debt problem two years ago and ...

Striking a balance between lifestyle and finances

Thursday, July 31st, 2008

This is the continuation of the previous article on Being on your own versus living with Mom and Dad. A Look at Where You’re Going If you're a bit financially strapped at the moment, consider it a temporary situation and focus on the future. If you have a job and are making ...

Dealing with Credit Card Debt

Thursday, July 24th, 2008

When you feel you like something very badly and don’t have the cash ready, you might be tempted to use your credit card without any plan of how you will pay for your statement when it comes. Chances are, you will fall into the credit card debt trap. To help ...

How to Control Spending

Monday, July 21st, 2008

How to control spending? Deborah Jones from CPAJones explains how. Question: I am constantly struggling to control my spending. I seem to never have enough money to pay my bills due to my overspending in the various stores. I stress about not having the cash for my bills so I use ...

How to Initiate Good Credit Card Practice

Friday, July 11th, 2008

Question: I recently applied for a credit card with my colleagues. I’m newly grad working on my first job. I noticed that they were so thrilled to use their cards and would do so at every chance. They make fun of me because I am so cautious to use mine, ...


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