Archive for the ‘Frugality’ Category
Thursday, September 11th, 2008
Question: Everything seems to be costly these days — prices of basic commodities (especially gas) but my cash flow stays the same. To make ends meet, I am contemplating of using credit card but I’m nervous about reckless spending. I’ve fallen into the huge debt problem two years ago and ...
Posted in Credit Cards, Debt, Frugality | 9 Comments »
Wednesday, August 6th, 2008
With the high cost of medicine nowadays, I thought it would make sense if I list ways to lower medical cost. So there they are:
1. Ask professional, fraternal, alumni, or religious groups you belong to whether they sell group health insurance to members. Group coverage is often – but not ...
Posted in Frugality, Insurance | 2 Comments »
Monday, July 21st, 2008
How to control spending? Deborah Jones from CPAJones explains how.
Question: I am constantly struggling to control my spending. I seem to never have enough money to pay my bills due to my overspending in the various stores. I stress about not having the cash for my bills so I use ...
Posted in Budgeting, Credit Cards, Frugality | 4 Comments »
Tuesday, July 15th, 2008
The ideal thing to do in these tough times is to go back to fundamentals, which means reduce expenses to be able to set aside funds for savings and investments.
“Stick to a budget, evaluate spending patterns, postpone luxury purchases and reduce pointless frills,” advises one finance expert.
Differentiate between wants and ...
Posted in Budgeting, Frugality | 3 Comments »
Friday, July 11th, 2008
Question: I recently applied for a credit card with my colleagues. I’m newly grad working on my first job. I noticed that they were so thrilled to use their cards and would do so at every chance. They make fun of me because I am so cautious to use mine, ...
Posted in Credit Cards, Frugality | No Comments »
Thursday, July 10th, 2008
Question: It’s been in the reports recently that the inflation rate has been at its highest since 2000. We in the middle class suffer most, since the prices of all goods have significantly gone up since last year. How do we fight inflation? — Mark
Answer: Just weeks ago, major banks ...
Posted in Budgeting, Frugality | No Comments »
Wednesday, July 9th, 2008
Question: What does it take to be filthy rich? With my meager salary, it seems I couldn’t reach that point. I can't think of being able to save up enough money to be one. – Bart S.
Answer: These days, the day time and prime time game shows on TV are ...
Posted in Frugality, Investing | 1 Comment »
Tuesday, July 8th, 2008
Question: We’re a family of five—my husband and I plus our three children who are all in grade school. Every now and then we find it real difficult to maintain to our finances since prices of everything has gone up. We’ve tried saving money by carpooling and fewer visits to ...
Posted in Budgeting, Frugality | No Comments »
Monday, July 7th, 2008
Question: There is much discussion about climate change and how it can shape our kid’s future. Nearer to home, we have witnessed rivers die and landfills becoming trash over the years. We’d like to set a better model to our own kids and do our part in helping save the ...
Posted in Frugality | 5 Comments »
Thursday, July 3rd, 2008
I have two very young kids, ages two and three. Every time I go to work, I feel guilt for having to leave them with our babysitters. My partner and I decided that it would be best to resign from my job and be with the kids. I’m OK with ...
Posted in Budgeting, Frugality, Insurance, Retirement | 6 Comments »
