Archive for the ‘Getting Help You Can Trust’ Category
Sunday, September 28th, 2008
These days, your blinking electronic terminal can be one of your best financial advisers. By purchasing the right computer software, subscribing to an on-line service, or surfing the Internet, you can get assistance in practically every topic in the world of personal finances. Throughout this topic you’ll find references to ...
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Friday, September 26th, 2008
Sooner or later, you’ll need a lawyer. In fact, you’ll most likely wind up needing more than one lawyer –one for the real estate closings and routine matters such as reviewing contracts and another for estate matters like wills and trusts. If your marriage sours, you may need a divorce ...
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Wednesday, September 24th, 2008
If all you need is an adviser to help you invest and you’ve got plenty of bucks, you might want to hire a money manager. Usually, money managers require at least $100,000 (sometimes far more) to invest, though some will take $50,000. The advantage of using one of the nation’s ...
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Tuesday, September 23rd, 2008
Before going to interview any planner, get a copy of the free interview form published by the International Association for Financial Planning (800-945-4237), a national trade group for planners. It offers a checklist to help you ask the right questions of all the planners you consider. Ask any planner you’re ...
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Saturday, September 20th, 2008
Do you need a financial planner? Maybe. A planner can be an invaluable playmaker for you, keeping a wide focus on your finances and instructing you on how to reach your goals. A talented planner may, in fact, act as the quarterback for your team of financial advisers, working closely ...
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Thursday, September 18th, 2008
1. Once you’ve hired a broker, keep an eye on him or her. When the broker recommends an investment, find out why. You want to be sure that the investment fits your needs and isn’t just one the broker is touting to earn a fatter commission. From time to time, ...
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Sunday, September 14th, 2008
This a continuation of previoust post on choosing a stock broker.
One you’ve found several brokers with clean records, make appointments to meet with them. At these free sessions, you’ll want to see both hoe knowledgeable the broker are about investing and how much the brokers want to know about you. ...
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Friday, September 12th, 2008
The word: “stockbroker” has almost gone into extinction on Wall Street. Today, brokerage firms like to call their employees “account executives” or “account specialists” or “financial consultants” or nearly anything other than stockbrokers. Somehow, “stockbroker” has taken on a connotation of a narrowly focused, money-grubbing, cold-calling salesman whose sole interest ...
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Wednesday, September 10th, 2008
This is a continuation on tips when choosing an insurance agent. In the previous article, I discussed about selecting insurance agents selling Life Insurance, now I will discuss the rest.
Health and disability insurance.
Many of the same agents who sell life insurance offer health and disability policies. So the first two ...
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Monday, September 8th, 2008
1. Be sure the agent represents one or more insurers with top safety grades from independent analysts. It won’t matter how kindly your agent was if your insurer goes out of business. You’ll want to get a policy from an insurer rated no lower than A+ from A.M. Best ...
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