Archive for the ‘Uncategorized’ Category
Wednesday, December 23rd, 2009
Life is tough as it is without having to pay for insurance, but one way or another they give you peace of mind. There’s the fact, however, that there are just some types of insurance required by the law, such as auto insurance. One topic that you might want to ...
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Monday, April 6th, 2009
House-itis. It can strike at any time, regardless of whether you moved into your home two years or two decades ago. There’s just no predicting when a once happy homeowner suddenly gets that itch for a bigger, better, or just simply different home. Maybe it’s the imminent arrival of (another) ...
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Saturday, February 21st, 2009
Now it’s time to hire a real estate agent to help you on your hunt –probably. While there’s no law that says you must work with a real estate pro, you will almost certainly put yourself at a disadvantage if you try to house hunt on your own. True, you ...
Posted in Smart Strategies for Buying a House, Condo, or Co-op, Uncategorized | No Comments »
Saturday, February 7th, 2009
5.Shop around for the best borrowing deal. The most recent issue of Money or perhaps your local newspaper are good places to start. You can find lists of the best credit cards, as well as the best deals on mortgages, home-equity loans, and car loans in your area.
Be sure ...
Posted in How To Manage Debt, Uncategorized | No Comments »
Saturday, January 31st, 2009
Home-equity loans (or second mortgages) and home-equity lines of credit let you borrow against the value of the equity you’ve accrued. They’re hot –with rates that easily consign such rival sources of cash as credit cards to their rightful place in credit inferno. Factor in the deductibility of home-equity interest ...
Posted in How To Manage Debt, Uncategorized | No Comments »
Sunday, January 25th, 2009
Once you have been approved for a loan, take a shot at predicting which way mortgage rates are headed over the next few months. If you think rates will rise, lock in a rate at application. Some lenders let you lock in for 60 days or longer at no charge. ...
Posted in Uncategorized | 2 Comments »
Tuesday, January 6th, 2009
The card-buying experience can be so aggravating that when it comes time to finance the purchase, you may be tempted to go with the dealer’s loan just to get it over with. Nearly 80% of all car buyers arrange financing through the dealer. Jumping at the dealer’s financing isn’t wise, ...
Posted in How To Manage Debt, Uncategorized | 8 Comments »
Friday, December 26th, 2008
The following table summarizes the important features of the most common tax-deferred retirement accounts. I really hope this will be of big help for you. Except for nondeductible and Roth IRAs and deferred compensation plans, all allow a tax break or its equivalent for your contributions as well as your ...
Posted in How To Boost Your Savings, Uncategorized | 1 Comment »
Wednesday, December 17th, 2008
Despite the fact that auto, home and health insurance rates are on the rise, there are always ways to save money on these necessities with a little ingenuity. In our free enterprise economic system, you can always find a better deal on anything by comparison shopping. The trick is to ...
Posted in Insurance, Uncategorized | 6 Comments »
Friday, December 12th, 2008
To give you an idea of how these automatic savings programs tend to work, here are details for the arrangements at five of the most popular low or no-load fund families.
Note: 1 Customary $2,500 minimum waived for automatic investment plan.
2 Waived for stock funds.
Mutual fund reinvestment plans. If you ...
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