Thursday, September 11th, 2008
Question: Everything seems to be costly these days — prices of basic commodities (especially gas) but my cash flow stays the same. To make ends meet, I am contemplating of using credit card but I’m nervous about reckless spending. I’ve fallen into the huge debt problem two years ago and ...
Posted in Credit Cards, Debt, Frugality | 9 Comments »
Tuesday, July 15th, 2008
The ideal thing to do in these tough times is to go back to fundamentals, which means reduce expenses to be able to set aside funds for savings and investments.
“Stick to a budget, evaluate spending patterns, postpone luxury purchases and reduce pointless frills,” advises one finance expert.
Differentiate between wants and ...
Posted in Budgeting, Frugality | 3 Comments »
Friday, July 11th, 2008
Question: I recently applied for a credit card with my colleagues. I’m newly grad working on my first job. I noticed that they were so thrilled to use their cards and would do so at every chance. They make fun of me because I am so cautious to use mine, ...
Posted in Credit Cards, Frugality | No Comments »
