Dealing with Credit Card Debt

Thursday, July 24th, 2008

When you feel you like something very badly and don’t have the cash ready, you might be tempted to use your credit card without any plan of how you will pay for your statement when it comes. Chances are, you will fall into the credit card debt trap. To help ...

How to Initiate Good Credit Card Practice

Friday, July 11th, 2008

Question: I recently applied for a credit card with my colleagues. I’m newly grad working on my first job. I noticed that they were so thrilled to use their cards and would do so at every chance. They make fun of me because I am so cautious to use mine, ...

What Does It Take To Be Filthy Rich?

Wednesday, July 9th, 2008

Question: What does it take to be filthy rich? With my meager salary, it seems I couldn’t reach that point. I can't think of being able to save up enough money to be one. – Bart S. Answer: These days, the day time and prime time game shows on TV are ...

Surviving on a Single Income

Thursday, July 3rd, 2008

I have two very young kids, ages two and three. Every time I go to work, I feel guilt for having to leave them with our babysitters. My partner and I decided that it would be best to resign from my job and be with the kids. I’m OK with ...

What is the most excellent way to initiate an investment?

Sunday, June 29th, 2008

Call me Sam, 22 years old and currently work in a BPO company. I earn US$2,500 a month and hardly spend this money since I am single and live with my folks. My problem is that I always find my wallet empty at the end of the month inspite of ...


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